Fees as of 06/27/2024. The Fees shown are composite fees derived from the fee schedule for the relevant investment option and are based on the asset level invested in each option. The composite fee for any particular investment option (and, therefore, for your account overall) will vary over time due to fluctuations in the asset level being invested. In addition, if you have multiple accounts that may be householded to meet higher fee breakpoints, the fees may be lower than those presented. The Annual Advisory Fee may be calculated according to a “tiered” fee schedule with different fee rates in each tier that may be applied as your accounts assets in the Program increase/decrease; or may be a fixed percentage rate that does not vary (called an “Annual Fee Schedule”). Your Advisor selects the Annual Advisory Fee method, and it is stated in your Statement of Investment Selection document. The Annual Advisory Fee is billed to your Program account quarterly in advance.